Tag Archives: internet
Safe Internet Banking
Tips for safe Internet Banking
How safe is internet banking?
Experts view on Internet banking right now is that it’s not safe. To get to a reasonable level of security you need a good knowledge of computers. If you don’t have that knowledge, you’re probably better off waiting until the banks get their acts together. The way forward is for them to supply their own software that you install on your own machine and use for accessing your account. Only then will Internet banking be relatively safe for people without computer expertise.
Internet Banking is becoming popular with people because we feel it is the easy way to deal with
money and one can make his PC a live bank, doing all the things a bank can do without actually
visiting a bank. But very few of us are able to protect our accounts from fraud. So if you have a
bank account with any bank and use the Internet to make transactions, money transfer or credit card
payments, here are some general ‘safe-banking’ tips that you might do well to follow:
Never use unprotected PCs at cyber-cafes for Internet banking.
Never keep your PIN and credit/debit card(s) together.
Never leave the PC unattended when on Internet banking in a public place.
Never reply to e-mails asking for your password or PIN.
Visit banks’ website by typing the URL in to the address bar, and not by clicking a link in
an e-mail arrived in your inbox.
Before using Internet banking, verify the domain name displayed to avoid spoof websites.
Log off and close your browser when you have finished using Internet banking.
Never let a stranger assist you at the ATM. Protect your ATM card PIN.
Count the cash and put it in your wallet before leaving the ATM.
Check your monthly credit/debit card statement for unusual activity.
Always draw a line through unused space on the cheque.
Never leave your cheque book unattended.
Never sign blank cheques.
Never keep pre-signed cheques anywhere.
Never hand over to unknown persons any signed blank cheques towards pre-EMI/EMI amount, for
opening of saving account or opening of any other accounts.
Remember to cross your cheque whenever applicable.
Count the number of cheque leaves whenever you receive a new cheque book.
Safe Internet Banking
Tips for safe Internet Banking
How safe is internet banking?
Experts view on Internet banking right now is that it’s not safe. To get to a reasonable level of security you need a good knowledge of computers. If you don’t have that knowledge, you’re probably better off waiting until the banks get their acts together. The way forward is for them to supply their own software that you install on your own machine and use for accessing your account. Only then will Internet banking be relatively safe for people without computer expertise.
Internet Banking is becoming popular with people because we feel it is the easy way to deal with
money and one can make his PC a live bank, doing all the things a bank can do without actually
visiting a bank. But very few of us are able to protect our accounts from fraud. So if you have a
bank account with any bank and use the Internet to make transactions, money transfer or credit card
payments, here are some general ‘safe-banking’ tips that you might do well to follow:
Never use unprotected PCs at cyber-cafes for Internet banking.
Never keep your PIN and credit/debit card(s) together.
Never leave the PC unattended when on Internet banking in a public place.
Never reply to e-mails asking for your password or PIN.
Visit banks’ website by typing the URL in to the address bar, and not by clicking a link in
an e-mail arrived in your inbox.
Before using Internet banking, verify the domain name displayed to avoid spoof websites.
Log off and close your browser when you have finished using Internet banking.
Never let a stranger assist you at the ATM. Protect your ATM card PIN.
Count the cash and put it in your wallet before leaving the ATM.
Check your monthly credit/debit card statement for unusual activity.
Always draw a line through unused space on the cheque.
Never leave your cheque book unattended.
Never sign blank cheques.
Never keep pre-signed cheques anywhere.
Never hand over to unknown persons any signed blank cheques towards pre-EMI/EMI amount, for
opening of saving account or opening of any other accounts.
Remember to cross your cheque whenever applicable.
Count the number of cheque leaves whenever you receive a new cheque book.
Web Application Software Systems A way to grow
In the recent years, Web application software programs have been widely accepted in multiple software application areas and user segments because of the benefits, ease of licensing, meeting client specific needs and minimal investment requirements.
At an enterprise or business level, the applications that are widely in use are Human Resource Management Software (HRM Software), CRM Software, ERP Applications, Accounting, Inventory Management, Students Information and Operation management software in Educational Institutions, Hospital Management Software systems and so on. Though most of the applications can be perceived as an ERP in business needs, the software apps have been developed by companies keeping in mind the specific industry& business domain needs.
The software as a service can also be used in the government and public interactions; for example application sites like tax payments, utility bill payments, demographic data collection like working men, nature of service and so on. The SaaS finds electoral use in updating public information for polling purposes and so on. The information would benefit both the government authorities and the general public in handling the information. The application would seek integrated information management, features and modules with robust data handling capacity. This will significantly improve the planning of the progress, forecasting public works and related demographical needs.
Since internet brings the ease and convenience along with the reach it has in penetrating the farther or the remote locations; it enables data management and planning from a remote location through proper data capturing and reporting mechanisms. Hospital management, patient health recording mechanism helps in gathering the general data about a particular disease and research upon the data to find solutions, taking precautionary measures, steps to improve the health conditions. Though the above information sounds simple, it has appreciable implications in improvements.
The hurdles that an enterprise or a public authority might face in implementing SaaS applications to record data and forecast based on the data are:
Resistance to disclose data like financial information, health conditions and demographic information
Approval problems due to general public problems
Logistics in implementation of the strategy
Uncertainty in anticipated effectiveness, efficiency and result of the system implementation on improvements
Some of the primary areas or segments that can be looked upon to implement SaaS solutions are:
Data capturing for Market Research, Polls and Forecasting for a product / service.
Scientific Research ideas exchange
Socializing and Social Media Platforms
Public works ideas planning and implementation.
With growing internet usage, reach of personal computing, increased technical capabilities of search engines and absorption of web technology; web based applications is placed comfortably to grow as a sustainable service applications.
The related IT solutions development would complement the development of SaaS and its benefits. Some of the catalyzing IT technologies could be internet banking, mobile technology, payment gateways; internet security applications and so on.
In India, recently NASSCOM (The National Software Solutions Companies Association) took the initiative to launch a directory of emerging companies in SaaS in India.
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