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Safe Internet Banking
Tips for safe Internet Banking
How safe is internet banking?
Experts view on Internet banking right now is that it’s not safe. To get to a reasonable level of security you need a good knowledge of computers. If you don’t have that knowledge, you’re probably better off waiting until the banks get their acts together. The way forward is for them to supply their own software that you install on your own machine and use for accessing your account. Only then will Internet banking be relatively safe for people without computer expertise.
Internet Banking is becoming popular with people because we feel it is the easy way to deal with
money and one can make his PC a live bank, doing all the things a bank can do without actually
visiting a bank. But very few of us are able to protect our accounts from fraud. So if you have a
bank account with any bank and use the Internet to make transactions, money transfer or credit card
payments, here are some general ‘safe-banking’ tips that you might do well to follow:
Never use unprotected PCs at cyber-cafes for Internet banking.
Never keep your PIN and credit/debit card(s) together.
Never leave the PC unattended when on Internet banking in a public place.
Never reply to e-mails asking for your password or PIN.
Visit banks’ website by typing the URL in to the address bar, and not by clicking a link in
an e-mail arrived in your inbox.
Before using Internet banking, verify the domain name displayed to avoid spoof websites.
Log off and close your browser when you have finished using Internet banking.
Never let a stranger assist you at the ATM. Protect your ATM card PIN.
Count the cash and put it in your wallet before leaving the ATM.
Check your monthly credit/debit card statement for unusual activity.
Always draw a line through unused space on the cheque.
Never leave your cheque book unattended.
Never sign blank cheques.
Never keep pre-signed cheques anywhere.
Never hand over to unknown persons any signed blank cheques towards pre-EMI/EMI amount, for
opening of saving account or opening of any other accounts.
Remember to cross your cheque whenever applicable.
Count the number of cheque leaves whenever you receive a new cheque book.
How does Web application security affect me?
Web Applications are compromised daily and now account for the majority of vulnerabilities on the Internet.
Web application weaknesses are a major way that cyber criminals, working with hacking techniques, can steal sensitive data. With this data, nefarious crooks can affect companies and individuals alike; there is little distinction between Fortune 500 Companies and an end user with a credit card. They often just follow the path of least resistance.
Online data theft is not a game. While some hackers will brag about having breached the security of a web application and gained access to sensitive data, the criminals have money, not bragging rights in their cross-hairs. Extortion is sometimes the name of the game. If data can be held at ransom by thieves, depending on how sensitive the data is, they can demand a huge sum of money.
The ways that companies and individuals are affected by web application attacks are numerous. Imagine this “what if” situation. A large Fortune 500 company is attacked by an orchestrated attack and the credit card numbers are taken and held at ransom by an organized crime group. Word gets out and the Fortune 500 company under goes a huge investigation and security audit. The clients and customers of the company lose trust in the security of the company and start taking their business elsewhere. The company then starts losing revenue and the customers begin to find that their credit cards are being charged illegally. The credit card companies are involved and are losing money as well. Nobody is immune to these web application attacks, whether its large company or one individual.
As programmers design web applications to be more accessible and easy to use, often these features are targets for crime groups to attack. Programmers must protect their applications by following secure coding practices to filter out any attacks and create a safe place for their clients customers to do business.
One of the major ways hackers breach a web application are through SQL injection attacks. SQL injection attacks can be used to access sensitive data or do any number of destructive things to the data stored in the web application’s database. Cross-site scripting attacks are also prevalent. This attack occurs when malicious code is inserted and executed when a user loads an infected page. Denial of service attacks are also popular. This happens when the network hosting a web application is swamped with useless requests sent out by the criminals which creates so much traffic that the network or system crashes.
Its a wild world out there…
How does Web application security affect me?
Web Applications are compromised daily and now account for the majority of vulnerabilities on the Internet.
Web application weaknesses are a major way that cyber criminals, working with hacking techniques, can steal sensitive data. With this data, nefarious crooks can affect companies and individuals alike; there is little distinction between Fortune 500 Companies and an end user with a credit card. They often just follow the path of least resistance.
Online data theft is not a game. While some hackers will brag about having breached the security of a web application and gained access to sensitive data, the criminals have money, not bragging rights in their cross-hairs. Extortion is sometimes the name of the game. If data can be held at ransom by thieves, depending on how sensitive the data is, they can demand a huge sum of money.
The ways that companies and individuals are affected by web application attacks are numerous. Imagine this “what if” situation. A large Fortune 500 company is attacked by an orchestrated attack and the credit card numbers are taken and held at ransom by an organized crime group. Word gets out and the Fortune 500 company under goes a huge investigation and security audit. The clients and customers of the company lose trust in the security of the company and start taking their business elsewhere. The company then starts losing revenue and the customers begin to find that their credit cards are being charged illegally. The credit card companies are involved and are losing money as well. Nobody is immune to these web application attacks, whether its large company or one individual.
As programmers design web applications to be more accessible and easy to use, often these features are targets for crime groups to attack. Programmers must protect their applications by following secure coding practices to filter out any attacks and create a safe place for their clients customers to do business.
One of the major ways hackers breach a web application are through SQL injection attacks. SQL injection attacks can be used to access sensitive data or do any number of destructive things to the data stored in the web application’s database. Cross-site scripting attacks are also prevalent. This attack occurs when malicious code is inserted and executed when a user loads an infected page. Denial of service attacks are also popular. This happens when the network hosting a web application is swamped with useless requests sent out by the criminals which creates so much traffic that the network or system crashes.
Its a wild world out there…