Tag Archives: banking
Safe Internet Banking
Tips for safe Internet Banking
How safe is internet banking?
Experts view on Internet banking right now is that it’s not safe. To get to a reasonable level of security you need a good knowledge of computers. If you don’t have that knowledge, you’re probably better off waiting until the banks get their acts together. The way forward is for them to supply their own software that you install on your own machine and use for accessing your account. Only then will Internet banking be relatively safe for people without computer expertise.
Internet Banking is becoming popular with people because we feel it is the easy way to deal with
money and one can make his PC a live bank, doing all the things a bank can do without actually
visiting a bank. But very few of us are able to protect our accounts from fraud. So if you have a
bank account with any bank and use the Internet to make transactions, money transfer or credit card
payments, here are some general ‘safe-banking’ tips that you might do well to follow:
Never use unprotected PCs at cyber-cafes for Internet banking.
Never keep your PIN and credit/debit card(s) together.
Never leave the PC unattended when on Internet banking in a public place.
Never reply to e-mails asking for your password or PIN.
Visit banks’ website by typing the URL in to the address bar, and not by clicking a link in
an e-mail arrived in your inbox.
Before using Internet banking, verify the domain name displayed to avoid spoof websites.
Log off and close your browser when you have finished using Internet banking.
Never let a stranger assist you at the ATM. Protect your ATM card PIN.
Count the cash and put it in your wallet before leaving the ATM.
Check your monthly credit/debit card statement for unusual activity.
Always draw a line through unused space on the cheque.
Never leave your cheque book unattended.
Never sign blank cheques.
Never keep pre-signed cheques anywhere.
Never hand over to unknown persons any signed blank cheques towards pre-EMI/EMI amount, for
opening of saving account or opening of any other accounts.
Remember to cross your cheque whenever applicable.
Count the number of cheque leaves whenever you receive a new cheque book.
Safeguard Your Identity: Bank Online with a Sense of Security
With the eco-chic move to a paperless society, and the convenience factor of receiving bills and paying bills online, millions of people are banking online these days. When you see headlines such as “University of Florida Breach Exposes Nearly 100,000” or “Missing Arkansas Background Records Raise Concerns,” you start to wonder how safe online transactions really are. It seems that an advanced society like ours has a lock-down on our personal banking information. Our bank websites have the little lock icons that ensure encryption and security, right?
The security factor seems high until you realize that almost 10 million Americans were victims of identity fraud in 2008, which is over a 20 percent increase since 2007. With over 2 million personal data records breached since 2005, millions have been exposed to the ill effects that being a victim of identity theft can quickly have. And just like you use the Internet for convenience, thieves are conveniently using it to access your bank accounts, steal you identity, and steal your money
7 Steps to Being a Smart & Safe Online Banker
Take these seven steps when banking online for added security. While nothing is 100 percent effective in keeping the identity thieves at bay, there are ways to drastically reduce your chances of becoming a victim.
1. Create strong passwords. The entire preface of a password is to protect your information, but there are ways to create more effective passwords. First, use a combination of capital and lowercase letters. Second, create passwords that are at least eight characters long.
2. Use unique passwords. Most people have the habit of creating one or two passwords and then using those passwords for everything. The problem with this is that once a thief figures out your password, they can use it to gain access to one account after anothergaining more and more personal information on you, making you more and more vulnerable. Make sure that you use unique passwords for your banking information.
3. Sign off. Its easy to get distracted and walk away from your computer with your bank account still open online. Some banks automatically log you off if your activity goes dormant, but you can help keep your information safe and secure by logging off of your account when youre doneeach and every time.
4. Look for the safety lock. Always make sure you are working on a secure connection. Look for the little safety lock icon in your browser that indicates your connection is safe and secure (SSL).
5. Type the bank web address. Always make sure youre really on your banking site by typing the address into your browser rather than clicking on links from emails. Many thieves create phishing sites to look like your banks website, but its really a ruse to gain your logon and password information.
6. Dont save your passwords. Many websites and even programs on your computer give you the option of saving or “remembering” your passwords. Opt to type in your password instead. This keeps the wrong someone from gaining access to your accounts. Dont give them the information they need!
7. Dont go public. Never access your accounts from public computers or computers shared by someone else. This can expose private information and put it at the fingertips of thieves.
Banking online is quick, easy, and convenient. It allows you to take control of your personal finances with a few clicks of your mouse. It can also make you vulnerable to identity thieves, which can take a toll on your financesdraining your bank account and exposing your personal information. Practice safe and secure banking by following these seven steps. Itll keep the convenience of online banking in your life and the inconvenience of being a victim of identity theft out of your life.
About:
Identity Finder, LLC was founded in 2001 by innovative security experts. The company has quickly grown to become a leader in identity theft prevention by helping millions of consumers, small businesses, and enterprises in over fifty countries.
Identify Finder searches and secures personal information. Using proprietary AnyFind technology, Identity Finder intelligently locates social security numbers, credit card numbers, passwords, and other sensitive data inside documents, spreadsheets, e-mails, web browsers, and other system areas. Beyond identification, our technology helps securely shred or encrypt information. Install Identity Finder today to stay steps ahead of the criminals.
To learn more or download a free edition, go to
Safeguard Your Identity: Bank Online with a Sense of Security
With the eco-chic move to a paperless society, and the convenience factor of receiving bills and paying bills online, millions of people are banking online these days. When you see headlines such as “University of Florida Breach Exposes Nearly 100,000” or “Missing Arkansas Background Records Raise Concerns,” you start to wonder how safe online transactions really are. It seems that an advanced society like ours has a lock-down on our personal banking information. Our bank websites have the little lock icons that ensure encryption and security, right?
The security factor seems high until you realize that almost 10 million Americans were victims of identity fraud in 2008, which is over a 20 percent increase since 2007. With over 2 million personal data records breached since 2005, millions have been exposed to the ill effects that being a victim of identity theft can quickly have. And just like you use the Internet for convenience, thieves are conveniently using it to access your bank accounts, steal you identity, and steal your money
7 Steps to Being a Smart & Safe Online Banker
Take these seven steps when banking online for added security. While nothing is 100 percent effective in keeping the identity thieves at bay, there are ways to drastically reduce your chances of becoming a victim.
1. Create strong passwords. The entire preface of a password is to protect your information, but there are ways to create more effective passwords. First, use a combination of capital and lowercase letters. Second, create passwords that are at least eight characters long.
2. Use unique passwords. Most people have the habit of creating one or two passwords and then using those passwords for everything. The problem with this is that once a thief figures out your password, they can use it to gain access to one account after anothergaining more and more personal information on you, making you more and more vulnerable. Make sure that you use unique passwords for your banking information.
3. Sign off. Its easy to get distracted and walk away from your computer with your bank account still open online. Some banks automatically log you off if your activity goes dormant, but you can help keep your information safe and secure by logging off of your account when youre doneeach and every time.
4. Look for the safety lock. Always make sure you are working on a secure connection. Look for the little safety lock icon in your browser that indicates your connection is safe and secure (SSL).
5. Type the bank web address. Always make sure youre really on your banking site by typing the address into your browser rather than clicking on links from emails. Many thieves create phishing sites to look like your banks website, but its really a ruse to gain your logon and password information.
6. Dont save your passwords. Many websites and even programs on your computer give you the option of saving or “remembering” your passwords. Opt to type in your password instead. This keeps the wrong someone from gaining access to your accounts. Dont give them the information they need!
7. Dont go public. Never access your accounts from public computers or computers shared by someone else. This can expose private information and put it at the fingertips of thieves.
Banking online is quick, easy, and convenient. It allows you to take control of your personal finances with a few clicks of your mouse. It can also make you vulnerable to identity thieves, which can take a toll on your financesdraining your bank account and exposing your personal information. Practice safe and secure banking by following these seven steps. Itll keep the convenience of online banking in your life and the inconvenience of being a victim of identity theft out of your life.
About:
Identity Finder, LLC was founded in 2001 by innovative security experts. The company has quickly grown to become a leader in identity theft prevention by helping millions of consumers, small businesses, and enterprises in over fifty countries.
Identify Finder searches and secures personal information. Using proprietary AnyFind technology, Identity Finder intelligently locates social security numbers, credit card numbers, passwords, and other sensitive data inside documents, spreadsheets, e-mails, web browsers, and other system areas. Beyond identification, our technology helps securely shred or encrypt information. Install Identity Finder today to stay steps ahead of the criminals.
To learn more or download a free edition, go to