Tag Archives: account
Is My PC Vulnerable on the Internet? (Page 1 of 2)
Think about this: Is a simple antivirus application enough to protect your PC against all threats?
No longer are viruses the only threat on the internet. In recent years other threats have evolved which include spyware, adware, hacking, identity theft, information theft, pop-ups and the loss of information.
Lets begin with the basics. We all need to protect our PC in the same way we protect our home, car and bank account. We wouldnt give a stranger the keys to our car, home or bank account now would we. If you dont protect your PC it is like giving the keys to a stranger and letting him/her have full access to your PC. Once the stranger has the keys they can snoop around and take whatever they want. I know, your thinking how can they do this, my computer is in my house and my doors are locked. Well, today you can be anywhere in the world and access someones computer via the internet. Since the introduction of cable modems and DSL everyones PC is online all the time and accessible.
Why do I need to protect my PC, I dont keep any important information on it? Ask yourself a couple of questions.
1. Do I bank online? 2. Do I shop online? 3. Do I create documents, spreadsheets? 4. Do I let other people use my PC? 5. Do I download music, files onto my PC?
If you answered yes to any of these questions then your PC is vulnerable. If you bank online then you are sending personal confidential information to your bank via the Internet. For Example: Lets say you are infected with spyware and you are typing in your account number plus password. A spyware installation can record key strokes and then send them off to a site on the internet. Now the person who setup the site has your account number and password to your bank. Here is one more example, if you answered yes to I let other people use my pc, here is what happens. The other person decides that they like this new cool piece of software. They download and double click on the exe, msi or whatever installs the software. The adware, spyware or virus installs. Now the infection is installed and now it can start stealing confidential information or cause havoc on your PC. You get onto the PC as always, since you dont know this has happened and start doing what you always do, type documents, go to chat rooms, do your banking online, reconcile your banking with quicken and all this time your confidential information is stolen and you are completely unaware that this occurred.
The million dollar question, what do I do? Well, you can follow this approach. 1. Install a Spyware application and install and configure correctly. If you already have spyware application installed make sure it is up to date and make sure that is configured properly. 2. Install an Adware application and install and configure properly. If you already have adware application installed make sure it is up to date and make sure that is configured properly. 3. Install an AntiVirus application and install and configure properly. If you already have antivirus application installed make sure it is up to date and make sure that is configured properly. 4. Install backup software, why because if something does get through your defenses or delete something by accident you always have a way of retrieving the information. You should try to backup your system at least every other day. 5. Install Encryption software. This software will encrypt files like word docs, spreadsheets, banking file on quicken. This way if someone does steal your information they will not be able to read it. 6. Install a Firewall. The Firewall can either be software or hardware based. I would install both especially if you bring your laptop with you and connect to the internet at different locations. The Firewall will block hackers trying to scan your system while you are on the Internet.
Is My PC Vulnerable on the Internet? (Page 1 of 2)
Think about this: Is a simple antivirus application enough to protect your PC against all threats?
No longer are viruses the only threat on the internet. In recent years other threats have evolved which include spyware, adware, hacking, identity theft, information theft, pop-ups and the loss of information.
Lets begin with the basics. We all need to protect our PC in the same way we protect our home, car and bank account. We wouldnt give a stranger the keys to our car, home or bank account now would we. If you dont protect your PC it is like giving the keys to a stranger and letting him/her have full access to your PC. Once the stranger has the keys they can snoop around and take whatever they want. I know, your thinking how can they do this, my computer is in my house and my doors are locked. Well, today you can be anywhere in the world and access someones computer via the internet. Since the introduction of cable modems and DSL everyones PC is online all the time and accessible.
Why do I need to protect my PC, I dont keep any important information on it? Ask yourself a couple of questions.
1. Do I bank online? 2. Do I shop online? 3. Do I create documents, spreadsheets? 4. Do I let other people use my PC? 5. Do I download music, files onto my PC?
If you answered yes to any of these questions then your PC is vulnerable. If you bank online then you are sending personal confidential information to your bank via the Internet. For Example: Lets say you are infected with spyware and you are typing in your account number plus password. A spyware installation can record key strokes and then send them off to a site on the internet. Now the person who setup the site has your account number and password to your bank. Here is one more example, if you answered yes to I let other people use my pc, here is what happens. The other person decides that they like this new cool piece of software. They download and double click on the exe, msi or whatever installs the software. The adware, spyware or virus installs. Now the infection is installed and now it can start stealing confidential information or cause havoc on your PC. You get onto the PC as always, since you dont know this has happened and start doing what you always do, type documents, go to chat rooms, do your banking online, reconcile your banking with quicken and all this time your confidential information is stolen and you are completely unaware that this occurred.
The million dollar question, what do I do? Well, you can follow this approach. 1. Install a Spyware application and install and configure correctly. If you already have spyware application installed make sure it is up to date and make sure that is configured properly. 2. Install an Adware application and install and configure properly. If you already have adware application installed make sure it is up to date and make sure that is configured properly. 3. Install an AntiVirus application and install and configure properly. If you already have antivirus application installed make sure it is up to date and make sure that is configured properly. 4. Install backup software, why because if something does get through your defenses or delete something by accident you always have a way of retrieving the information. You should try to backup your system at least every other day. 5. Install Encryption software. This software will encrypt files like word docs, spreadsheets, banking file on quicken. This way if someone does steal your information they will not be able to read it. 6. Install a Firewall. The Firewall can either be software or hardware based. I would install both especially if you bring your laptop with you and connect to the internet at different locations. The Firewall will block hackers trying to scan your system while you are on the Internet.
Safe Internet Banking
Tips for safe Internet Banking
How safe is internet banking?
Experts view on Internet banking right now is that it’s not safe. To get to a reasonable level of security you need a good knowledge of computers. If you don’t have that knowledge, you’re probably better off waiting until the banks get their acts together. The way forward is for them to supply their own software that you install on your own machine and use for accessing your account. Only then will Internet banking be relatively safe for people without computer expertise.
Internet Banking is becoming popular with people because we feel it is the easy way to deal with
money and one can make his PC a live bank, doing all the things a bank can do without actually
visiting a bank. But very few of us are able to protect our accounts from fraud. So if you have a
bank account with any bank and use the Internet to make transactions, money transfer or credit card
payments, here are some general ‘safe-banking’ tips that you might do well to follow:
Never use unprotected PCs at cyber-cafes for Internet banking.
Never keep your PIN and credit/debit card(s) together.
Never leave the PC unattended when on Internet banking in a public place.
Never reply to e-mails asking for your password or PIN.
Visit banks’ website by typing the URL in to the address bar, and not by clicking a link in
an e-mail arrived in your inbox.
Before using Internet banking, verify the domain name displayed to avoid spoof websites.
Log off and close your browser when you have finished using Internet banking.
Never let a stranger assist you at the ATM. Protect your ATM card PIN.
Count the cash and put it in your wallet before leaving the ATM.
Check your monthly credit/debit card statement for unusual activity.
Always draw a line through unused space on the cheque.
Never leave your cheque book unattended.
Never sign blank cheques.
Never keep pre-signed cheques anywhere.
Never hand over to unknown persons any signed blank cheques towards pre-EMI/EMI amount, for
opening of saving account or opening of any other accounts.
Remember to cross your cheque whenever applicable.
Count the number of cheque leaves whenever you receive a new cheque book.